Covered California Small Business Q1 2026 Update
Covered California Small Business Q1 2026 Update
10/9/2025
Covered California for Small Business (CCSB) has announced their Q1 2026 update.
Rates
Actual rate impact may vary by plan and region
| PLAN TYPE | AVERAGE STATEWIDE RATE CHANGE |
|---|---|
| HMO - Full | 5.9% |
| HMO - Limited | 2.3% |
| HMO HSA - Full | 8% |
| HMO HSA - Limited | -0.3% |
| PPO - Full | 2% |
| PPO HSA - Full | 2.8% |
Network
There are no network changes. CCSB will continue to offer a wide variety of HMO and PPO options.
Quoting
Quoting is available in Benefix.
Easy Underwriting
Have a group with a lot of waivers? Check out CCSB; they accept several categories as valid waivers, including IFP coverage.
Brokers Earn Too
Earn even more for offering your clients California's most comprehensive access to doctors and hospitals. For coverage effective July 1, 2025 through January 1, 2026, earn extra when you sell at least 3 new small groups
Contact your Amwins Connect Regional Sales Manager for more information.
