CareFirst has announced their Small Group  Q1 2026 rates and portfolio refresh.

Average Quarterly Rate Change
D.C.

• HMO: 4.5%, HMO HSA: 4.5%
• POS: 4.2%, POS HSA: 4.0%
• PPO: 2.2%, PPO HSA 2.3%

Maryland

• HMO: -2.3%, HMO HSA: -2.7%
• POS: -2.1%, POS HSA: -2.5%
• PPO: 7.1%, PPO HSA 7.2%

Virginia

• HMO: -5.8%, HMO HSA: -6.1%
• POS: -5.4%, POS HSA: -5.9%
• PPO: -4.0%, PPO HSA -5.2%

Renewals
Q1 renewals are posted and available now.

Average Quarterly Rate Change
D.C.

• 24 distinct deductible levels across 4 metals for a total of 183 plans in DC MD and VA
• Select plans including HSA/HRA plans experienced a change to the deductible/OOPM
• Included mandated benefits for:
• DC - Sterilization
• DC - Infertility
• DC - Value Based Insurance Design
• VA - Breast Exam
  

Grandfathered Exit
Beginning January 1, 2026, all Grandfathered risk business will be exited. Groups will receive an exit letter and will not be passively renewed. The group is eligible to re-apply.

2026 plans are quote ready.  Reach out to your Amwins Connect Sales team today to discuss CareFirst solutions for your small groups.