Health Net is excited to announce their Q1 2026 rate & plan updates, and they are quote ready!

Average state-wide rate action for Q1 2026:

• HMO | Full Network: 4.8%
• HMO | Limited Network: 4.2%
• PPO | Full Network: 3.4%
• PPO HSA | Full Network: 3.4%

Simplified Underwriting has been extended through Q1, providing your clients with flexibility and choice.

Enhanced Choice Promo– Minimum 4 enrolling employees, mix and match any plans from the HMO and PPO networks. NO DE9C, payroll or ownership documents and NO prior carrier bill.

4-9 Enrolling Employees: 25% participation is required. Health Net only requires enough waivers to verify that the group meets participation. Employees enrolled on another carrier through the same employer are considered valid waivers.

10+ Enrolling Employees: NO participation requirement, NO waivers (when not paired with Life or ER paid Dental/Vision) and NO participation attestation.

Sell HMO with 6 – Minimum of 6 enrolling employees, mix and match any plans from the HMO networks.

NO DE9C, payroll or ownership documents, NO participation attestation, NO prior carrier bill, NO waivers (when not paired with Life or ER paid Dental/Vision) and NO participation requirements.

For more information, please refer to Health Net’s Simplified Underwriting Promotion!

Review Health Net’s 2026 small solutions with their Portfolio Guide as well as their Ancillary Portfolio Guide.

Why Health Net?

• Access to quality care paired with affordable rates
• Robust provider network options
• Flexible Underwriting
• And much more! 

Additional Member Resources:  Wellness and Value-Added Programs and Thrive at Work

Contact your Amwins Connect Regional Sales Manager today to learn more about Health Net!