2026 Updates

Rate Update

Below represents the change from Q4 2025 vs Q1 2026:

• HMO: 0.1%
• HMO HSA: -0.5%
• POS: 0.4%

Portfolio Updates

There are no major changes to the portfolio, though some plans have been updated to meet AV requirements.  SOB's for the 2026 portfolio can be found in Forms & Benefits.

Reminders

Underwriting Update

Effective October 1, 2025, Sharp Health Plan has enhanced their underwriting guidelines to allow multi-network access for groups as small as 2 enrolled (previously only available to groups with 6+ enrolled). Groups 2-5 enrolled may now offer 2 plans and 2 networks (previously 1 network).

With this change, groups with 1 enrolled will be limited to a single plan option.

Broker Incentive Program

With some of the lowest small group rates in the market, Sharp is making it easy for San Diegans to get the high-quality care and service they deserve. You deserve the best too — and you can earn more with their new broker bonus program.  See the bonus flyer for full details.

Contact your Amwins Connect Sales Representative to see how Sharp can meet your clients needs.