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Aetna Small Group Underwriting Updates for August 2020

Aug 20, 2020
Category
Carrier News

Effective immediately, Aetna has made the following changes to the California small group underwriting guidelines.

QWTS For Groups With 6+ Enrolling

Aetna will now request a copy of the current carrier bill for all groups that answer “yes” to the employer application question asking if they use the services of a payroll company. This applies even if the group is not required to provide their DE-9C. 

The payroll question is on page 4 of the employer application in section 6 (business eligibility). 

Professional Employer Organization (PEO) Guidelines
Groups enrolled with a PEO in any type of co-employer relationship (benefits, workers’ comp, etc.) are not eligible.

Groups using only the “payroll services” of a PEO are eligible subject to meeting the standard underwriting guidelines. Groups that indicate they use payroll services must provide a copy of the DE-9C or prior carrier bill to validate that they are not part of a PEO.

Groups leaving a PEO are eligible for coverage and must provide the information below in addition to the standard underwriting requirements

  • A copy of a letter from PEO confirming termination of the PEO arrangement
  • A copy of two weeks of payroll 

For more information, contact your LISI Regional Sales Manager.
 

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Aetna

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