Broker Reference Tools Pre-Sales Tools 2024 Special Enrollment Period (SEP) Guidelines and cutoff dates for this year's November 15 - December 15 SEP. Master Plan List (MPL) Narrow your plan options before quoting! Quarterly Release Status Overview of quoting, Ease library content, enrollment forms, and SOB/SBC availability. Small Group Qualifying Questionnaire Qualify and assess your clients needs easily. Carrier Network Overview Name and description of each carrier's network, identifying size and region. Provider Search Guide One-click access to each carrier's online provider look up tool. Infertility Comparison Guide outlining infertility benefits and limitations for each carrier. Open PDF Deductible & Out-of-Pocket Max Credit Guidelines on when carriers will allow credit and how to submit the request. Download Tool Employer Contribution Modeling Calculator Model multiple Employer Contribution strategies on a flat dollar or percentage basis. Download Tool Wellness Incentive Flyer Learn how wellness incentives work. OPEN PDF In Force Group Tools Broker Portal & Census Export Availability of and instructions for accessing carriers' broker portals. Medical Loss Ratio (MLR) Results Results on each carriers 2022 medical loss ratio.