Broker Reference Tools Broker Bonus Programs Outline of all current carrier broker bonus programs and guidelines Commission Guide Commission schedule for all contracted carriers and products Product Guide Complete catalog of all carriers, products, and group sizes for all New York contracted partners Pre-Sales Tools 2024 Federal Open Enrollment (FOE) Guidelines and cutoff dates for this year's November 15 - December 15 FOE. Master Plan List (MPL) Narrow your plan options before quoting! Forms & Documents Download and share carrier enrollment materials, product information, and forms. Master Carrier Guide (MCG) This online and mobile-friendly tool has been exclusively designed to help you quickly navigate carrier guidelines for any line of coverage. Carrier Network Overview Name and description of each carrier's network, identifying size and region. Employer Contribution Modeling Calculator Model multiple Employer Contribution strategies on a flat dollar or percentage basis. DOWNLOAD Provider Search Guide One-click access to each carrier's online provider look up tool. Wellness Incentive Flyer Learn how wellness incentives work. OPEN PDF ACA & Compliance Tools Affordability Calculator Determine if coverage is affordable under ACA coverage requirements. FTE Calculator Determine the number of full-time equivalent employees. Employer Compliance Guide Learn about ACA rules and requirements that continue to impact employers sponsoring health plans. In Force Group Tools Medical Loss Ratio (MLR) Results Results on each carriers 2022 medical loss ratio.