Aug 16, 2023
With the well-being of employees and their families at the heart of all they do, Guardian now offers an optional rider to their short-term disability (STD) insurance that enables employers to waive the benefit waiting period for maternity on short-term disability claims.*
A typical benefit waiting period on a maternity claim is one to two weeks, while the duration of the full claim is six to eight weeks, inclusive of the benefit waiting period. So, new mothers may be missing out on one to two weeks of short-term disability payments while they wait for their benefits to begin.
This optional short-term disability insurance rider means employers can choose to waive the benefit waiting period and provide their employees with access to benefits from day one of childbirth – providing up to one to two more weeks of payments from their short-term disability policy. This helps to:
- Improve employee financial well-being
- Ensures employees have benefits day one (as soon as they give birth)
- Simplify the complexity around maternity leave benefit payments
Support the well-being of employees by providing financial confidence when they need it most. Contact your Amwins Connect Sales Representative to learn more about Guardian.
*Currently available in all states except: CO, ID, NM, NY, OH, OR, and FL
