Experts outlined how to maximize the value of HSA/HDHP plans during a recent webinar. One recommendation is to add more covered pre-deductible services and drugs. In 2019, the IRS relaxed some restrictions on what can be covered on a pre-deductible basis. A study in the American Journal of Managed Care, reveals that expanding covered services did not increase premiums.
Experts also suggest offering ongoing plan education and emphasizing the retirement and tax-free advantages of an HSA. It also helps to offer real-time tools providing medical prices at various locations