Sep 21, 2018
For Q1 2019, UnitedHealthcare has decreased rates by -1.8% for HMOs and -1.5% for PPOs. This is when you look at the statewide average change compared to Q4 2018. These numbers will vary by county and plan, so contact your LISI Regional Sales Representative for region-specific details. Quoting for January is expected to be available very soon.
Benefit Changes
With a refreshed portfolio, many plans will experience minor benefit changes to coinsurance, copays, deductibles, and/or out-of-pocket maximums. The 2019 benefit summaries will be posted once UnitedHealthcare makes them available. There is one universal change to HSA plans: as of 2019, they will be labeled as HDHPs.
Fitness Program for HDHP Members
All 2019 Choice Simplified HDHPs on the Select Plus, Core, and Navigate networks will include the new Motion program. Participants wear activity trackers, and can earn money by reaching daily walking goals. All enrolled employees and their spouses are eligible to participate. Dependents are not eligible, regardless of their age. Also, members in State HDHP plans, non-HDHP plans, and HMOs are excluded from this program.
Plan Termination
The Alliance Bronze 30%/6250 has been discontinued as of January 2019. Members will be transitioned to the Alliance HDHP 0%/6500ded at the group’s anniversary.
Underwriting
Effective October 1, 2018, Minnesota has been removed from the out-of-state eligibility rule that limits the population of certain out-of-state members. Going forward, only Vermont will be limited to no more than 25% of the group population.
Updates to Materials
2019 materials will be made available as they get released. The following items are available for your review:
Contact your LISI Regional Sales Manager for more information about plans and rates.
