Updated - Department of Labor Releases a Revised Children's Health Insurance Program Model Notice
The Department of Labor (DOL), through its Employee Benefits Security Administration (EBSA), has released a revised model Employer CHIP Notice with information current as of January 31, 2024.
As a reminder, the Children’s Health Insurance Program Reauthorization Act of 2009 (CHIPRA) imposes an annual notice requirement on employers that maintain group health plans in states that provide premium assistance subsidies under a Medicaid plan or a Children’s Health Insurance Plan (CHIP).
An employer can choose to provide the notice on its own or concurrent with the furnishing of:
- Materials notifying the employee of health plan eligibility;
- Materials provided to the employee in connection with an open season or election process conducted under the plan; or
- The summary plan description (SPD).
Covered Employer Requirements
An employer is required to provide this notice if its group health plan covers participants who reside in a state that provides a premium assistance subsidy, regardless of the employer’s location.
Other FAQs and Requirements
- The DOL’s model notice, which employers may use for this disclosure, is updated periodically to reflect changes in the states that offer premium assistance subsidies.
- The DOL’s model Employer CHIP Notice includes information current as of January 31, 2024.
- Employers could choose to prepare their own notices or modify the model notice.
- Employers need to include at least the minimum relevant state contact information for any employee residing in a state with premium assistance.
- The notice must provide at least minimal information about how to contact the relevant state Medicaid or CHIP office.
- The notice can be provided in written form or electronically while following the DOL’s electronic disclosure rules.
- The notice is available on the EBSA’s website and can be downloaded in English and Spanish.
InsureKidsNow.gov will provide information on each State's individual CHIP Program.
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