May 07, 2025
IRS Releases 2026 Limits for HDHP Values, HSA Limits, and Excepted Benefit HRA Limits
The IRS recently released IRS Rev. Proc. 2025-19 announcing some employee benefit plan contributions and limits for 2026.
The updated annual dollar amounts are listed below.
2025 | 2026 | |
|---|---|---|
| HDHP Minimum Deductible | Single - $1,650 | Single - $1,700 |
| Family - $3,300 | Family - $3,400 | |
| HDHP Maximum Out-of-Pocket | Single - $8,300 | Single - $8,500 |
| Family - $16,600 | Family - $17,000 | |
| HSA Contribution Limit | Single - $4,300 | Single - $4,400 |
| Family - $8,550 | Family - $8,750 | |
| HSA Catch-up Contributions* | $1,000 | $1,000 |
| Excepted Benefit HRA | $2,150 | $2,200 |
* Catch-up Contributions – HSA-eligible individuals who have reached age 55 by the end of the taxable year can make an additional annual $1,000 catch-up contribution.
While every effort has been taken in compiling this information to ensure that its contents are totally accurate, neither the publisher nor the author can accept liability for any inaccuracies or changed circumstances of any information herein or for the consequences of any reliance placed upon it. This publication is distributed on the understanding that the publisher is not engaged in rendering legal, accounting, or other professional advice or services. Readers should always seek professional advice before entering into any commitments.
