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Employee Benefits Remain a Strong Priority

Some have feared that employers would cut back or eliminate benefits amid the COVID-19 pandemic and financial downturn. For the most part, that hasn’t happened, according to a survey by the Employee B...

HIV Status No Longer a Barrier to Disability Coverage and Life Insurance

Governor Newsom signed SB 1255, which ends the practice of denying life and disability income insurance coverage based solely on a positive HIV test. The Equal Insurance HIV Act was sponsored by Senat...

New Rate Reporting Law for Individual and Small Group Markets

California Governor Gavin Newsom signed AB 2118 (Kalra), which requires rate reporting in individual & small-group health insurance markets, similar to requirements in the large group market. “Col...

UnitedHealthcare Updates Telehealth and Virtual Visit Guidelines

Virtual Visits Virtual Visits through Teladoc®, Doctor On Demand™, and AmWell® as of October 1, 2020: Beginning October 1, 2020, members will pay cost-share services up-front for COVID-19 and...

UnitedHealthcare Updates Telehealth and Virtual Visit Guidelines

Virtual Visits Virtual Visits through Teladoc®, Doctor On Demand™, and AmWell® as of October 1, 2020: Beginning October 1, 2020, members will pay cost-share services up-front for COVID-19 and...

Fall and Winter Compliance Deadlines

It’s that time of year again! Some important compliance deadlines are coming up this fall and winter.

Blue Shield of California Q1 2021 Update

Blue Shield of California reports a rate pass for the first quarter of 2021 for all plans and rating regions. They're launching two new plans in the market next year: Platinum PPO 250/10 and Gold ...

Blue Shield of California Q1 2021 Update

Blue Shield of California reports a rate pass for the first quarter of 2021 for all plans and rating regions. They're launching two new plans in the market next year: Platinum PPO 250/10 and Gold ...

UnitedHealthcare Specialty Updates

Dental Rate Cap Extension The Dental Rate Cap Program guarantees that new and existing groups enrolling in dental plans will have no more than a 5% increase at first the renewal. UnitedHealthcare is ...

UnitedHealthcare Specialty Updates

Dental Rate Cap Extension The Dental Rate Cap Program guarantees that new and existing groups enrolling in dental plans will have no more than a 5% increase at first the renewal. UnitedHealthcare is ...

New Kaiser Permanente Underwriting Guidelines Make It Easier for Sole Proprietors to Enroll

Just in time for Q4, Kaiser Permanente is making it easier for sole proprietors to enroll. Effective immediately, sole proprietors who apply for Kaiser Permanente small business coverage in California...

New Kaiser Permanente Underwriting Guidelines Make It Easier for Sole Proprietors to Enroll

Just in time for Q4, Kaiser Permanente is making it easier for sole proprietors to enroll. Effective immediately, sole proprietors who apply for Kaiser Permanente small business coverage in California...

Anthem Blue Cross Renews with Santa Clara Valley Hospital

Anthem Blue Cross renewed their Commercial Hospital Agreement with Santa Clara Valley Hospital in Santa Clara County. The fully executed contract is effective November 1, 2020. Anthem renewed thei...

Anthem Blue Cross Renews with Santa Clara Valley Hospital

Anthem Blue Cross renewed their Commercial Hospital Agreement with Santa Clara Valley Hospital in Santa Clara County. The fully executed contract is effective November 1, 2020. Anthem renewed thei...

Top Open Enrollment Trends for Large Employers

The Business Group on Health surveyed large employers to reveal open enrollment trends: Cost increases: Employees expect total health benefit costs to rise an average of 5% in 2021. Most large ...

Prescription Drug and Mental Health Bills Become Law

Governor Gavin Newsom signed SB 852 (Pan) to allow California to contract to manufacture generic drugs, lowering costs and increasing access for consumers. He also signed SB 855 (Wiener), which w...

Brokers Are Adapting to a Drastically Different Open Enrollment Season

The COVID-19 pandemic is affecting benefit plans, renewals, staffing, and tech adoption, according to the 2020 Fourth Quarter Preparedness Report. LISI partnered with EASE to survey brokers, account m...

Western Health Advantage Announces Q1 Portfolio

Western Health Advantage plans will have a slight rate change for Q1 2021 to adjust for actuarial value (under $1 in most cases). While quoting isn’t available yet, you can view Western Health Advanta...

Western Health Advantage Announces Q1 Portfolio

Western Health Advantage plans will have a slight rate change for Q1 2021 to adjust for actuarial value (under $1 in most cases). While quoting isn’t available yet, you can view Western Health Advanta...

PrimePay Announces Exciting Year-End Promotions

PrimePay is excited to announce they are offering an aggressive Year-End broker promotion for new business with effective dates between November 1, 2020 and February 14, 2021. The following solutio...

PrimePay Announces Exciting Year-End Promotions

PrimePay is excited to announce they are offering an aggressive Year-End broker promotion for new business with effective dates between November 1, 2020 and February 14, 2021. The following solutio...